House Bill 440 signed into Law, a measure that expands the availability of Workers’ Compensation coverage to small businesses

The new law authorizes insurers, including the State Workers’ Insurance Fund, or SWIF, to voluntarily provide workers’ compensation coverage to sole proprietors, partners in partnerships and members of limited liability companies.

The new law will:

  • Extend the availability of Workers’ Compensation coverage to sole proprietors, partners in partnerships and members of a limited liability company;
  • Transfer $4 million from the Workers’ Compensation Administration Fund to the Uninsured Employers Guaranty Fund to ensure the latter’s solvency; and
  • Have no adverse effect on the state’s General Fund or SWIF, and place no burden on the Department of Labor & Industry’s Bureau of Workers’ Compensation.

“Sole proprietors and other small businesses need access to the peace of mind afforded by Workers’ Compensation coverage,” said Department of Labor & Industry Secretary Julia Hearthway. “This legislation makes that protection possible, ensuring that more Pennsylvanians injured on the job can make ends meet while they recover.”


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