Not Sure How to Apply… Claim Denied… Need to Appeal?

Long-Term Disability

An LTD Attorney Can Help


You’re disabled and cannot work. Are you receiving the benefits you deserve under your long-term disability (LTD) policy? Maybe your claim has been turned down, and you need to appeal.


No matter what stage of the process you’re in, talking with a long-term disability (LTD) attorney will get you answers, and speed you toward receiving your payments.


Applying for Disability Can Be Confusing and Complicated

Long-term disability policies can be lengthy and packed with difficult legal terms. Plus, if your disability insurance is through your employer, it may fall under a federal law called ERISA. This law has strict rules for how you need to apply for benefits or file an appeal. It also affects your chances of approval.


Many First-Time Claims are Denied

The claims administrator looking at your application will most likely be employed by your insurance company… so even justified claims are often denied at first.


Or, a denial can be due to:


  • Insufficient medical evidence: a lack of regular medical treatment, adequate records or a doctor’s statement
  • Failure to meet your policy’s definition of disability
  • Video surveillance by the insurance company that conflicts with your claim
  • Missed application deadlines


Get a Free Consultation with an Expert LTD Attorney

LTD attorneys can help you prepare the strongest possible case. They’ll gather the proper medical records and other documentation, and help you avoid common pitfalls.


Get peace of mind today: get a good lawyer on your side.

 Ready to get Help?  Complete the short form below to get your FREE consultation.

Select an attorney

Pennsylvania Workers’ Compensation

If you get hurt on the job, you’re entitled to compensation for your injuries. Our attorneys will help you file your claim successfully.
Learn More

Social Security Disability

If you have a medical condition and can not work, you may be eligible for Social Security disability benefits. Contact us today for a FREE consultation.
Learn More

My Case Status for Existing Clients

All current clients have access to My Case Status. This website allows them access to check the status and progression of their case, update their information, securely send and receive medical and case-related documents, contact their legal team, and watch helpful videos.

Click here to access My Case Status.

Learn More