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Short-Term & Long-Term Disability FAQ

When an illness or injury keeps you out of work, figuring out disability benefits shouldn’t add to the stress. These frequently asked questions covers everything you need to know about short-term and long-term disability, including how to start a claim, what to do if your benefits are denied, and planning for what comes next.
At Pond Lehocky Giordano, we pride ourselves on our track record of helping people through this process. These resources are here to give you clear answers when you need them most.

Short Term Disability

What is Short-Term Disability?



Short-term disability benefits are designed to protect you if you cannot perform your regular occupation for a short period of time. Short-term disability insurance is usually purchased as an employee benefit through your employer. Many employers offer a self-funded short-term disability plan where a third party administers the plan.

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How Does Workers’ Comp Work?



If you are injured at work or develop a work-related illness, you may have the right to workers’ compensation benefits. Workers’ comp is a government-mandated program that covers your medical expenses and a portion of your lost wages when you cannot work because of an on-the-job accident or illness.

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How Is Workers’ Compensation Calculated



What Does My Workers’ Compensation Settlement Cover?



If their employer's insurance company approves their application, eligible workers who were injured while on the job can seek compensation for their medical bills, treatment, and rehabilitation, as well as a portion of their wages while they recover from their injury. If a worker is killed due to an injury sustained at work, their family can also receive workers' compensation benefits along with compensation for funeral and burial expenses.

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Long Term Disability

How Long After a Workers’ Comp Settlement Do I Get Paid?



How Is Workers’ Compensation Calculated



How Does Workers’ Comp Work?



If you are injured at work or develop a work-related illness, you may have the right to workers’ compensation benefits. Workers’ comp is a government-mandated program that covers your medical expenses and a portion of your lost wages when you cannot work because of an on-the-job accident or illness.

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How Does Workers’ Comp Work When I Have Two Jobs?



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