When an illness or injury keeps you out of work, figuring out disability benefits shouldn’t add to the stress. These frequently asked questions covers everything you need to know about short-term and long-term disability, including how to start a claim, what to do if your benefits are denied, and planning for what comes next.
At Pond Lehocky Giordano, we pride ourselves on our track record of helping people through this process. These resources are here to give you clear answers when you need them most.
Short Term Disability
What is Short-Term Disability?
Short-term disability benefits are designed to protect you if you cannot perform your regular occupation for a short period of time. Short-term disability insurance is usually purchased as an employee benefit through your employer. Many employers offer a self-funded short-term disability plan where a third party administers the plan.
Learn MoreHow Do I Apply for Short-Term Disability Benefits?
What Qualifies for Short-Term Disability?
How Long Do Short-Term Disability Benefits Last?
Long Term Disability
Are Long-Term Disability Payments Taxable?
How Do I Apply For Long-Term Disability Benefits?
How Does Employer Long-Term Disability Work?
If your disability insurance is through your employer, it may fall under a federal law called the Employee Retirement Income Security Act (ERISA). This law has strict rules for how you need to apply for benefits or file an appeal. It also affects your chances of approval.
Learn More
