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If you get hurt on the job in New York or New Jersey, the law provides benefits for you through the Workers’ Compensation Act. Here are a few things you have a right to that you should know about:


Worker’s compensation covers the following types of benefits:
  • Lost wages/missed work
  • Reasonable medical expenses
  • Coverage for the loss or use of a specific limb
  • Payment for severe disfigurement or scars
  • Coverage for participation in certain rehabilitation programs
  • Death benefits, such as burial expenses


And it covers the following types of disability:
  • Temporary partial disability
  • Temporary total disability
  • Permanent partial disability
  • Permanent total disability


Each state has nuances in workers’ compensation law

State laws differ in how they implement the Workers’ Compensation Act. Here are some differences between worker’s compensation in New York, New Jersey, and Pennsylvania.

New York and New Jersey differ from Pennsylvania in:

  • How they determine eligibility for temporary, permanent, partial, and total disability
  • How they calculate death benefits
  • The amount of benefits awarded
  • The number of medical exams that may be required
  • New York and New Jersey have different appeals processes if your claim is denied
  • In New York, employers must carry insurance for workers’ disability occurring in non-work situations, in addition to worker’s compensation
  • In New Jersey, out-of-state employers may need to carry worker’s compensation if they have an employment contract in New Jersey or if work is performed there
  • In Pennsylvania your employer has 21 days to investigate your injury, but in New Jersey the employer must notify its insurer immediately


Get a Free Consultation with an Expert Worker’s Compensation Lawyer

Worker’s compensation filing is complicated and you must act quickly to meet critical deadlines. In addition, your employer may be trying to dissuade your claim with inaccurate information on culpability and eligibility.

Rely on an experienced attorney to keep you on track through the maze of paperwork, help you make smart decisions about your benefits, and skillfully represent you in court if necessary. He or she will defend your rights and help win you the compensation you deserve.